Money Market Incentive for New Funds1

  • For individuals and businesses looking to place higher balances, InBank is currently offering a Money Market Account incentive tied to the Effective Federal Funds Rate (EFFR)2
  • Annual Percentage Yield equal to 95% of EFFR on balances of $100,000 or greater2
  • Annual Percentage Yield equal to 35% of EFFR on balances below $100,0002
  • Designed for individuals and businesses seeking a competitive, relationship-based deposit solution support by local decision-making

Eligibility Requirements3

To qualify for the premium Money Market Incentive:

  • A new checking account must be opened in conjunction with the promotional Money Market Account
  • The Money Market Account must be new to InBank
  • Funds must be new to InBank
  • Account eligibility and structure will be reviewed with a banker to ensure proper fit

Our team will walk through all details, answer questions, and confirm eligibility before account opening.

Flower Meadow near Superior, Colorado

Important Information

1The Money Market Account is a variable-rate account. The interest rate and annual percentage yield (APY) may change at any time after account opening. The annual percentage yield is based on the Effective Federal Funds Rate (EFFR) and is subject to change.

2The APY will vary based on account balance tiers as described above. A minimum balance of $100,000 is required to earn the higher tier based on 95% of EFFR. Balances below $100,000 will earn an APY based on the 35% of EFFR.

3A checking account is required to be opened in conjunction with the promotional Money Market Account to qualify for the premium rate. Funds must be new to InBank. Fees may reduce earnings. Terms and conditions apply. Promotional availability is subject to change.

APY accurate as of 6/11/26.

Member FDIC.

Banking Built for This Community.

InBank is a Colorado-based bank with a long-standing commitment to the communities we serve—including Superior and Northern Colorado. Our local team is empowered to make decisions here, work directly with clients, and build relationships that extend well beyond a single transaction.

That local approach matters when you’re making thoughtful decisions about where to place your funds. Instead of call centers or out-of-state approvals, you’ll work with bankers who have lived in and served this market for over 20 years. The team is engrained in the community and takes the time to align solutions with your individual goals.

We believe strong relationships, local accountability, and transparence are the foundation of long-term banking partnerships—and that’s how we do business.

Choosing a bank is about more than products—it’s about trust, access, and long-term partnership. Clients choose InBank because we combine local insight with thoughtful financial solutions designed to support both individuals and businesses.

  • Decisions made locally by experienced bankers
  • Relationship-based service with direct access to your team
  • Deposit solutions designed for flexibility and transparency
  • A stable, FDIC-insured institution committed to long-term partnership
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Small Business Administration (SBA) collateral and documentation requirements are subject to SBA guidelines.

Owner occupied commercial real estate will be determined in underwriting and requires occupancy by the borrower/guarantor. Please note SBA guidelines require at least 51% occupancy to be considered Owner Occupied. Real Estate financing options are subject to approval and product availability is subject to change. For SBA loans, SBA eligibility and restrictions apply.

Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. InBank credit standards and documentation requirements apply. Some restrictions may apply.

INTQ Financial, a Division of InBank