Smarter Savings

* APY = Annual Percentage Yield as of June 6, 2023 and subject to change until CD is opened. Interest compounded and paid quarterly. Once opened, CD rate will not change until maturity. Fees may reduce earnings. Penalty for early withdrawal.

** $10,000 Minimum opening balance

* On balances $500,000 and over

** Minimum balance must be maintained for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank’s discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for your applicable deposit accounts. Interest will be compounded daily and credited to your account monthly for all savings accounts, except Standard Savings, which is paid quarterly. If you close your account before interest is credited you will not receive the accrued interest.