Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this entire page carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- SOCIAL SECURITY NUMBER AND INCOME
- CREDIT HISTORY AND CREDIT SCORES
- ACCOUNT TRANSACTIONS AND EMPLOYMENT INFORMATION
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons InBank chooses to share; and whether you can limit this sharing.
Reasons we share your personal information
Everyday Business Purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does InBank share?
YES
Can you limit this sharing?
NO
Marketing Purposes
To offer our products and services to you.
Does InBank share?
NO
Can you limit this sharing?
WE DON’T SHARE
Joint Marketing With Other Financial Companies
Does InBank share? YES
Can you limit this sharing? NO
Affiliates' Everyday Business Purposes
Information about your transactions and experiences.
Does InBank share?
NO
Can you limit this sharing?
WE DON’T SHARE
Affiliates' Everyday Business Purposes
Information about your creditworthiness
Does InBank share?
NO
Can you limit this sharing?
WE DON’T SHARE
For nonaffiliates to market to you
Does InBank share?
NO
Can you limit this sharing?
WE DON’T SHARE
Who are we?
Questions? Call 575.445.2321 or go to www.InBank.com
How does InBank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does InBank collect my personal information?
We collect your personal information, for example, when you
- open an account
- apply for a loan
- make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates an other companies.
Why can't I limit all sharing
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates — Companies related by common ownership or control. They can be financial and nonfinancial companies.
- InBank has no affiliates
Nonaffiliates — Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- InBank does not share with nonaffiliates so they can market to you
Joint Marketing — A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- TIB Bank