Dear Legacy Bank Customer,

We are writing to share with you exciting news in the merger of Legacy Bank and InBank announced November 30, 2021. On March 11, 2022, regulatory approval was granted for the merger to move forward and as of April 29, 2022, InBank and Legacy Bank will become one bank. This is a significant milestone legally, but one that will not have much impact on your current day-to-day banking.

This legal approval allows us to start the important task of combining operating systems and planning for an official name change from Legacy Bank to InBank anticipated for late July. From now until complete system conversion, Legacy Bank and InBank will operate independently as we work towards implementing the best products, systems, and procedures from both entities to provide you the highest quality banking experience.

Integration teams are meeting regularly to make this a seamless process for our customers. You can help our teams by contacting your banker to update your personal information to include accurate mailing addresses, phone numbers, and email addresses so you receive the fastest forms of communication updates. Debit cards, online, and mobile banking will be converted automatically for you and the bank will communicate when you should prepare to see these product transitions as those changes near completion.

For now, sit back and relax, your banking is in good hands. For your convenience, we have included some commonly asked questions in this mailing as a road map as we head into this very exciting opportunity for both our companies and for you, our valued consumer. As always, your personal banker is standing by to assist with any questions you may have and will continue to communicate important information along the way. Thank you for being part of this milestone in our history. There is no one we would rather take this journey with than you!

Sincerely,
Dave Signature

Dave Esgar
Legacy Bank
CEO and President

Andy-Signature

Andrew Trainor
Legacy Bank
Regionl President