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Joseph DeGarbo

Trinidad Market President
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Joey is a senior financial executive and experienced consumer and commercial banker, specializing in real estate and agricultural lending. He has served as President of InBank’s Trinidad location and has been with the organization for over 17 years in a variety of management roles. Prior to joining InBank, Joey was with Ag Management Consultants as a mediator, restructuring agricultural loans for farmers and ranchers in Southern Colorado. He holds an AAS in Soils Conservation and an AAS in Civil Engineering from Trinidad State Junior College.

Community Involvement

  • Trinidad Hospital — Trustee
  • Purgatoire Water Conservancy — Board Member
  • Council of Governments Housing Advisory — Board Member
  • City of Trinidad Library Foundation — Board Treasurer/Secretary
  • Elmoro-Hoehne Pipeline Association — Board Secretary
  • Trinidad State Junior College Foundation — Board Member
  • Space for Create — Advisory Board Member
  • Bar NI Ranch Community Service Fund — Board Member
  • Trinidad Stater Junior College Foundation — Former President
  • Trinidad Golf Association — Former President
  • Trinidad Kiwanis — Former President
  • Las Animas County — Former Fair Board Member

We're In This Together

Committed to strengthening local communities and providing a foundation of support for our customers. Building relationships for today and tomorrow.

Member FDIC and EHL logos
We are currently experiencing difficulties with our new InBank consumer (red) and commercial (blue) debit cards. Once activated, usage is limited and transactions may be declined. Know that we are diligently working to resolve this issue. In the meantime, you can still use your existing International Bank debit cards. Please note, any cards activated over the weekend will not be available for use. We sincerely apologize for any inconvenience this may cause you.