About Eric

Eric is CEO of Capital Plus Financial which through its holding company, Crossroads Systems, is the first publicly traded nonbank Community Development Financial Institution (CDFI), providing affordable housing and mortgage financing to Hispanic communities. He has 20 years of expertise in banking and specialty finance focusing on small business, consumer and CRE lending. He is a member of the Latino Corporate Directors Association whose mission is to develop, support and increase the number of US Latinos on public corporate boards. He has a B.A. from SMU and is a graduate of The Center for Houston’s Future Leadership Program and Stanford Latino Entrepreneur Scaling Program.

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Small Business Administration (SBA) collateral and documentation requirements are subject to SBA guidelines.

Owner occupied commercial real estate will be determined in underwriting and requires occupancy by the borrower/guarantor. Please note SBA guidelines require at least 51% occupancy to be considered Owner Occupied. Real Estate financing options are subject to approval and product availability is subject to change. For SBA loans, SBA eligibility and restrictions apply.

Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. InBank credit standards and documentation requirements apply. Some restrictions may apply.

INTQ Financial, a Division of InBank