Financing built around the property and the opportunity
The right property can create long-term value. The right financing relationship can help you pursue it with greater confidence.
InBank provides investment property loans for real estate investors and business owners throughout Colorado and New Mexico. Whether you’re evaluating a rental property, acquiring commercial real estate, refinancing an existing property, or considering your next investment, our commercial real estate bankers work to understand the deal, your objectives, and the market behind it.
Instead of navigating a one-size-fits-all lending process, you’ll work with an experienced banker who can help you evaluate financing options based on your individual property and financial needs.
Ready to discuss your next opportunity?
01/03
Real estate financing for the way you invest
No two properties—and no two investment strategies—are exactly alike.
That’s why InBank approaches investor real estate financing by first understanding what you’re trying to accomplish. Our commercial real estate team works with investors and business owners seeking financing for a range of real estate needs, including:
Investment and rental properties
Build or expand your real estate portfolio with financing structured around the property, borrower, and investment opportunity.
Commercial property acquisitions
Finance the purchase of commercial real estate with a banking team that understands local markets throughout Colorado and New Mexico.
Commercial real estate refinancing
Explore refinancing options for existing investment or commercial properties as your business needs, portfolio, or financial strategy evolves.
Owner-occupied commercial properties
When your business plans to operate from the property it purchases, our team can help you explore financing aligned with your broader business needs.
Non-owner-occupied properties
For properties acquired primarily as investments or to generate rental income, work directly with a commercial real estate banker who can evaluate the complete financing opportunity.
Financing structures and terms vary depending on the borrower and property. An InBank banker can help you determine which options may be appropriate for your specific situation.
Looking beyond real estate? Explore our broader business lending capabilities.
02/03
A banking relationship that understands the deal
Successful real estate investing requires more than finding a property. You have to evaluate the opportunity, understand the market, structure the financing, and make decisions with the bigger picture in mind.
Your bank should understand that, too.
InBank combines commercial real estate lending capabilities with the accessibility and market knowledge of a community bank serving Colorado and New Mexico. Rather than treating your financing request as just another transaction, our bankers take the time to understand the property, your experience, and what you’re working toward.
Local market knowledge
Real estate is inherently local. Our presence across Colorado and New Mexico gives our bankers perspective on the communities and markets where our clients live, work, and invest.
A relationship with a real banker
When questions arise, you shouldn’t have to navigate layers of an impersonal lending organization. With InBank, you have a banker who knows your financing request and can serve as a resource throughout the process.
Decisions made with context
A property is only one part of the equation. We look at your financing needs within the context of the borrower, the property, and the overall opportunity.
Banking that can grow with you
Real estate financing may be one part of a much larger financial relationship. Through InBank business banking, businesses and investors can also access deposit and treasury management solutions to support their broader financial needs.
03/03
What to expect when financing an investment property
Real estate transactions can involve a lot of moving pieces. Your banking relationship shouldn’t make the process harder.
At InBank, it starts with a conversation.
- Tell us about the opportunity: Connect with an InBank commercial real estate banker and share what you’re considering—whether it’s an acquisition, refinance, rental property, or another commercial real estate opportunity.
- Help us understand the full picture: Your banker will discuss the property, your financing goals, and the financial information needed to evaluate the request. Documentation will vary depending on the property and transaction, and your banker can walk you through what’s required.
- Explore the financing structure: Our team will evaluate your request and discuss potential financing options based on the specific property and borrower.
- Keep the relationship moving forward: A closing doesn’t have to be the end of the conversation. As your portfolio, business, or financing needs change, your InBank banker can continue serving as a resource for future opportunities.
Terms and availability are dependent on the transaction and borrower and are subject to credit approval.
Your next property starts with a conversation
Whether you’re evaluating your first investment property or planning the next addition to an established real estate portfolio, having the right banking relationship matters.
Talk with InBank’s commercial real estate team about the property, the opportunity, and what you want to accomplish.
Looking for additional financial solutions for your company? Explore InBank Business Banking or contact InBank.