Treasury Management
Our Online and Mobile Banking platform gives you access to your InBank accounts anywhere, anytime.
Choose From Solutions That Work As Hard As You Do
- InBank Business Debit Card
- Online statements with check images
- Quickbooks®-compatible downloads
- Mobile banking and eAlerts
- Online banking and bill pay
- Optional overdraft services
Success Stories
“Our team has used five different bank treasury management systems and each time we heard how good each bank thought their system was. Brett told me that the new InBank treasury management system was very good. Well it turns out that I agree! You have a great treasury management platform that absolutely competes with the big banks.”
CHRISTOPHER A. SMITH
CEO, PawnBroker Financing
“After a bad experience with another local bank, I re-connected with Brett at InBank and within a day he got the approvals I needed for the loan. It was not a cumbersome process and everything was done here in one place.”
RICH WARYN
CEO, LDK Logistics
“We wanted to get away from the large banks that lack the personalized touch, which is key for a company of our size.”
SEAN HOGAN
CEO & CFO, Alpha USA
Let’s chat! CONTACT US
Get In Touch
We’re here for you and your business bank account needs. Find a Colorado or New Mexico bank location, ATM, or speak to one of our bankers today.
Common Questions
Business Checking FAQs
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01 How many business checking accounts does InBank offer?
InBank offers six business checking accounts: InBusiness, InBusiness Plus, InBusiness Platinum, InBusiness Interest, InBusiness Community, and InBusiness Analysis. Each is designed for a different stage of growth, from startups with low transaction volume to established businesses with high-volume operations that need full treasury management capabilities.
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02 Which InBank business checking account is best for a startup?
InBusiness Checking is built for new and early-stage businesses with smaller balances and fewer monthly transactions. The $10 monthly fee is waived when you maintain a $1,500 collected balance, and you get 100 free transactions, online banking, and mobile deposit for one user.
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03 Can I earn interest on a business checking account at InBank?
Yes. The InBusiness Interest account is the only InBank checking account that earns interest on your balance. It’s designed for businesses that maintain higher cash reserves but don’t require high monthly transaction volume.
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04 Does InBank offer free business checking for non-profits?
Yes. The InBusiness Community account has no monthly fee and no minimum balance requirement. It includes 400 free transactions per month, remote deposit, bill pay, and discounted treasury management services.
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05 What's the difference between InBusiness Platinum and InBusiness Analysis?
Our InBusiness Platinum account offers 400 free transactions and discounted treasury management for a $50 monthly fee, waived at $15,000. Analysis is designed for higher-volume operations where fees are offset by an earnings credit based on your account balance.
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06 Can I waive the monthly fee on my InBank business checking account?
Yes. Monthly fees are waived when you maintain the required collected balance — $1,500 for InBusiness, $5,000 for InBusiness Plus and Interest, $15,000 for InBusiness Platinum.
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07 How do I switch my business checking account to InBank?
InBank’s Business Concierge Team handles the full transition, including operating accounts, payment rerouting, direct deposit migration, vendor updates, and payroll changes.