Legal Terms and Conditions

Introduction

Please read all terms, conditions and disclaimers set forth below.  By accessing this Web site and any pages hereof, you agree to be bound by all terms and conditions set forth below.  If you do not agree to these terms and conditions, do not access this Web site, or any pages hereof.  These terms and conditions set forth the entire agreement between the parties relating to the use of this site.  InBank can revise these terms and conditions at any time by updating this posting.

Copyright and Trademark

All contents on this site are protected under the copyright laws of the United States.  In addition, certain information and articles may have been copyrighted by others.  Unless otherwise specified, no one has permission to copy, redistribute, reproduce or republish in any form, any information or material found on this Web site for any public or commercial purpose.  Certain names, graphics, logos, designs, words, titles or phrases at this Web site may constitute trade names, trademarks or service marks of InBank.

Treasury Regulation Circular 230 Notice

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials.  Further, to the extent any tax statement or tax advice is made herein, United States Department of Treasury Regulations Circular 230 Notice does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates.  InBank does not provide legal advice.  You should review your particular circumstances with your independent legal and other advisors.

Links To Third Party Sites

This Web site contains links to Web sites not under InBank’s control.  Although we try to choose those sites which will be helpful to you, we are not responsible for the quality, safety, completeness, accuracy or nature of the content of such sites.  We provide these links simply as a convenience to you, however, this convenience should not be considered an endorsement by us or those Web sites of the companies who own them. 

Protected Web Site

This is a protected Web site.  It is unlawful to intentionally cause damage this Web site or its data through the intentional transmission of any program, virus, information or command.  This system and related equipment may be subject to monitoring to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Disclaimers

INBANK MAKES NO REPRESENTATION ABOUT THE SUITABILITY OF THE CONTENT OF THIS SITE FOR ANY PURPOSE.  ALL CONTENT IS PROVIDED “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED.  WE DISCLAIM ANY WARRANTIES AND REPRESENTATIONS WITH REGARD TO THE CONTENT, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Although we attempt to keep the information on this site up to date, we do not warrant that the content herein is accurate, complete, or current.  We make no commitment to update the content herein.  It is your responsibility to verify any information before relying on it.  The content of this site may include technical or substantive inaccuracies or errors.  From time to time changes are made to the content described herein at any time.  We provide you this information with the understanding that this Web site is not designed or intended to provide authoritative financial, accounting, investment, legal, tax, or other professional advice which may be reasonably relied on by its readers.  If expert assistance in there areas is required, the services of a qualified professional should be sought.

This Web site is provided by InBank on an “AS IS” basis.  InBank makes no representations or warranties of any kind, express or implied, as to the operation of the site or the information, content, materials, or products included on this site.  To the full extent permissible by applicable state and local law, InBank disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.  InBank will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.  Without limiting the foregoing, InBank disclaims any and all warranties, express or implied, for any merchandise offered on this site.  This disclaimer does not apply to any product warranty offered by the manufacturer of the item.

The disclaimers herein are in addition to any other disclaimers InBank may have in its banking agreements, documents, disclosures and other instruments.  The terms of the disclaimers herein extend to InBank, its directors, officers and employees.

Limitation of Liability

INBANK WILL NOT BE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM THE USE OR MISUSE OF THIS WEB SITE, OR THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT THEREOF, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH ARE REASONABLY FORESEEABLE.

Jurisdiction

The foregoing Legal Terms and Conditions shall be governed by and interpreted pursuant to the laws of the State of Illinois, United States of America, notwithstanding any principals or doctrines of conflicts of law.  The Circuit Court of Cook County, Illinois shall have exclusive jurisdiction over any cause of action arising out of or related to the content or use of this Web site.