What are Interstate Bank's mortgage interest rates?
Mortgage interest rates change at least one time a day and can be obtained by contacting our Mortgage Department at 708.687-6000 ext. 261.

What are InBank's closing costs on mortgage loans?
Every loan is different, but on average our closing costs and fees are $1,600.00. This total includes everything except daily interest and pre-paid items, such as escrow reserves.

Does InBank have a First Time Homebuyer Program?
Yes. We offer No Down Payment programs and low adjustable rate programs to First Time Homebuyers.

How long does it take to get a mortgage approved?
Some Pre-approvals can be done in 1 hour, but please allow 24 hours.

Does InBank do mortgages on properties not located in Illinois?
Yes and if the property is a second home we offer the same competitive rates with as little as 5% down.

Does InBank work with less than perfect credit customers?
Yes, we have programs to assist customers with most credit scores, good and bad.