Credit Application
InBank
15533 South Cicero Avenue
Oak Forest, Illinois 60452
(708) 687-6000
Member F.D.I.C.
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[Closed end, unsecured/secured credit] CREDIT APPLICATION |
| IMPORTANT: Read these Directions before completing this Application |
If you are applying for individual credit in your own name and are relying on your own income or assets
and not the income or assets of another person as the basis for repayment of the credit requested, complete only
Sections A and D. If the requested credit is to be secured, also complete the first part of Section C and E.
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If you are applying for joint credit with another person, complete all Sections except E, providing information
in B about the joint applicant. If the requested credit is to be secured, then complete Section E.
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We intend to apply for joint credit:
Applicant
Co-Applicant
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If you are applying for individual credit, but are relying on income from alimony, child support, or separate maintenance
or on the income of assets of another person as the basis for repayment of the credit requested, complete all Sections
except E to the extent possible, providing information in B about the person on whose alimony, support, or separate
maintenance payments or income or assets you are relying. If the requested credit is to be secured, then complete Section E.
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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT |
| To help the government fight the funding of terrorism and money laundering activities, the USA Patriot Act requires all financial
institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you:
When you open an account, we will ask for your name, physical address, date of birth, taxpayer identification number and other
information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
We will let you know if additional information is required.
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Section A - Applicant
General
IF U.S. PERSON (Complete all that apply):
IF NON U.S. PERSON (Complete all that apply):
Employment
INCOME FROM ALIMONY, CHILD SUPPORT OR SEPARATE MAINTENANCE NEED NOT BE REVEALED IF YOU DO NOT CHOOSE TO RELY UPON IT AS A BASIS FOR REPAYING THIS OBLIGATION.
Other Income
Section B - Joint Applicant or Other Party
General
IF U.S. PERSON (Complete all that apply):
IF NON U.S. PERSON (Complete all that apply):
Employment
INCOME FROM ALIMONY, CHILD SUPPORT OR SEPARATE MAINTENANCE NEED NOT BE REVEALED
IF YOU DO NOT CHOOSE TO RELY UPON IT AS A BASIS FOR REPAYING THIS OBLIGATION.
Other Income
Section C - Marital Status - DO NOT COMPLETE IF THIS IS AN APPLICATION FOR INDIVIDUAL UNSECURED CREDIT.
Section D - Asset and Debt Information
IF SECTION B HAS BEEN COMPLETED, THIS SECTION SHOULD BE COMPLETED GIVING INFORMATION ABOUT BOTH THE APPLICANT
AND JOINT APPLICANT OR OTHER PERSON. PLEASE MARK APPLICANT-RELATED INFORMATION WITH AN "A". IF SECTION B WAS NOT COMPLETED, ONLY
GIVE INFORMATION ABOUT THE APPLICANT IN THIS SECTION.
Assets Owned
Outstanding Debts (INCLUDE CHARGE ACCOUNTS, INSTALLMENT CONTRACTS, CREDIT CARDS, RENT, MORTGAGES ETC.)
Section E - Secured Credit (COMPLETE ONLY IF CREDIT IS TO BE SECURED)
BRIEFLY DESCRIBE THE PROPERTY TO BE GIVEN AS SECURITY:
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AND LIST NAMES AND ADDRESS OF ALL CO-OWNERS OF THE PROPERTY:
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IF THE SECURITY IS REAL ESTATE GIVE THE FULL NAME OF YOUR SPOUSE (IF ANY):
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NOTICE: 18 UNITED STATES CODE 1014, PRESCRIBES CRIMINAL PENALTIES FOR FALSE STATEMENTS IN LOAN APPLICATION TO FEDERALLY INSURED
BANKS. I/WE HEREBY CERTIFYTHATTHE FOREGOING ARE TRUE AND COMPLETE AND ARE MADE FOR THE PURPOSE OF DETERMINING MY/OUR ELIGIBILITY FOR CREDIT. I/WE
AGREE THAT THIS STATEMENT SHALL REMAIN YOUR PROPERTY, WHETHER OR NOT THE APPLICATION IS ACCEPTED. YOU ARE AUTHORIZED TO MAKE ALL INQUIRIES YOU
DEEM NECESSARY TO VERIFY THE ACCURACY OF THE STATEMENTS MADE HEREIN, AND TO DETERMINE MY/OUR CREDIT WORTHINESS, INCLUDING, BUT NOT LIMITED TO, PROCURING
CONSUMER REPORTS FROM CONSUMER REPORTING AGENCIES AND CREDIT INFORMATION FROM BANKS AND OTHER FINANCIAL INSTITUTIONS AND EXTENDERS OF CREDIT, REFERENCES,
PRESENT AND FORMER EMPLOYERS, MERCHANTS, LANDLORDS AND CREDITORS. EACH APPLICANT CONSENTS THAT, UPON DENIAL OF THE APPLICATION BASED UPON A CONSUMER
REPORT OR INFORMATION RECEIVED FROM A PERSON OTHER THAN A CONSUMER REPORTING AGENCY ON ANY APPLICANT CREDITOR MAY MAKE APPROPRIATE FAIR CREDIT REPORTING
ACT DISCLOSURES TO ALL APPLICANTS.
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