InBank means Business. We are your decision-making partner for custom-made solutions.
InBank has the financial strength and resources to offer a full range of innovative cash management products and services to meet all of our customers’ needs. We offer a variety of cash management products, including:

Account Analysis
Our automated accounting systems constantly monitors your account activity and balances to assure your money is always working for you. This powerful tool is available for you to make the kind of decisions every successful business person is used to making.

Direct Deposit/Payroll Services
Improves your business productivity and reduces your check clearing costs.

Zero Balance
Zero Balance Accounts give you the best of both worlds, allowing you to keep separate ZBA accounts for a variety of business purposes, like payroll, yet maintain control by funding them through a single centralized account. It is a convenient way to improve your cash flow and put excess funds to work for you.

Sweep Accounts
After the balance is calculated at the end of the day for your Business Checking account, let an InBank Business Sweep Account take over automatically to make the most of any idle collected balances. We will invest the excess balances.

ACH Origination
ACH transfers assist the business person in cash flow forecasting, reduce paperwork and are less expensive than wire transfers. A simplified way to transfer to or collect from deposit accounts at other financial institutions.

Common uses of ACH transfers include:
Direct deposit of payroll and expense reimbursement
Federal and state tax payments
Vendor payments
Collect membership dues or recurring assessments
Cash concentration and disbursement

InBank@Work Remote Deposit Capture
Merchant Remote Deposit Capture allows your business to have a fast, secure, and easy deposit experience. It is a solution to time consuming deposit trips. InBank@Work allows you to capture, validate, and transmit your deposits from the comfort of your office using our InBank Scanner. It reads the amount on each check you scan and balances the total to an electronic deposit slip. The images, deposit information, and MICR information are then electronically delivered to InBank over a secure Internet connection. This eliminates the need to physically process a deposit at the bank and may reduce the total time required to clear your checks.

Click Here to view Remote Deposit Capture Demo

Business Debit Card
An InBank Visa Business Debit Card provides you with the convenient access to your business funds with the worldwide acceptance of Visa and the benefit of a detailed monthly statement. You also get dependable purchase protection with no annual membership fee.

Cash Concentration Accounts
Manage your funds more efficiently by centralizing them in an InBank account for those businesses with multiple locations depositing funds into a variety of banks for convenience. Your InBank Cash Concentration account can effectively improve your control over balances offering you investment potential and reading the time and cost of managing multiple accounts.

State and Federal Tax Payments
Pay your state and federal taxes with Business Internet Banking convenience by using a simple pre-designed templates.

Data Exchange
Easily transfer important transaction data from our system to one of your many different accounting applications including Quickbooks.

Contact one of our experienced Commercial Banking Officers for more details and to custom banking solutions that are right for your business.